Where does the time go - No insurance claims here ????

After all the heavy hitting on the drums last night.....we almost brought down the house.I just went to sleep when I heard what sounded like somebody trying to crash through our back laundry room door.I thought....okay let them do through the kitchen door and the alarm is set on instant with no delays.My poor husband gets up with the flash light and doesn't see anything and we're asleep again.Yes, you guessed right......round two but worse. It's the small bath ceiling off the office that has gone KAPLUNCK into the floor.......soaking wet.I can't see filing a insurance claim just to pay triple rates over the next ten years.If only we had finished that new roof while the sun was out. We only have a few more to go to have that side totally done.That is the cost of being in this business........my house is always last on the list.Oh well, at least we now have indoor work for all our rainy days.....that is after the roof is finished !!!!